Mortgage Rates Shown On Site are
Provided by respective state surveys
of average survey results. Review
below.
*Rates by Maryland lenders and
Maryland mortgage brokers are for a 7-
30 day period. APR includes no
points /origination fee and $1200
closing fees. Rates subject to change
without notice. Rates may vary
depending on borrowers credit grade,
income, the property type/loan type (
lender and broker company conditions
of lending).
There is no rate guarantee for all
applicants. Maryland Lending.com is
not a Maryland refinance mortgage or
mortgage broker. This is not an
advertisement for credit as defined by
paragraph 226.24 of regulation
Z.
--This site is actually owned and
operated by Loan Officers, most
mortgage sites on the internet are
actually ran by marketing companies
and mortgage lead reseller. Other
sites often promote multiple offers
and competing bids. That may sound
good as a advertising blurb but they
are selling your personal information
so that you can receive endless calls
and numerous Spam emails. We are not
interested in doing business on the
internet in that manner. We try to
personally assist all borrowers,
provide true informational links on
our site and contact other lenders
after we have exhausted all of our
resources. We want to get your
business and We will do all we can to
earn it. --
Disclosure
and Privacy Policy
This
Disclosure/Privacy Policy governs the
manner in which Mdlend, Maryland
Lending.com and its affiliates
(referred to as
Company/We/Us/Our/Its') collects,
uses, maintains and discloses
information collected from user of
this and related Web sites (referred
to as
Applicant/visitor).
Disclosure/Privacy
Statement-Our Company and its'
partners consider an Applicant's
privacy as very important. All of Our
Companies and associated parties are
committed to ensuring the privacy of
any and all information an Applicant
submits to us or Our Company
affiliates.
This
Web site is not directed nor intended
to be used by any individual or
individuals under the age of
18.
This site does not issue rate locks or
approvals they must be granted by the
lending agency (referred to here on as
refinance mortgage). By visiting this
site you agree to our privacy policy.
Maryland lending and all
operated websites by MDLend LLC
only work with equal housing lenders.
Pre-Qualifications, rate quotes, rate
locks, approvals of loans and all
documents and guarantees offered by
the "refinance mortgage" is this sole
responsibility of the credit granting
lender and not of MarylandLending.com
all operated websites by MDLend
LLC
Information
Collected-We may
collect/store/distribute information
submitted by an Applicant. Collection
of Applicants data and information may
be gathered by (but not limited to)
the following methods: From internet
page forms or by other means an
Applicant may volunteer
information. Information
collected may include but not limited
to the following: Applicant's first
and last name, Property address
including the, city, state, zip code,
home and/or work phone number (or
other phone numbers submitted by an
applicant, the current home's
estimated value, the current loan
interest rate, the applicant's
estimated credit rating, the
applicant's desired loan type, the
applicant's email address and other
information relevant to the mortgage,
refinancing and similar process.
We may also collect information about
how Applicants and visitors of our Web
site or our affiliated websites
uniquely surf or browse our site (this
may include but not limited to, the
originating server of the
visitor/applicant). We may use cookies
(A cookie is software that a Web
server can store on the Users' PC and
use to identify the Users should they
visit the Web site again) to track how
Applicant's or visitors use our site
or affiliated web sites. It is
possible that the information
submitted or collected from an
Applicant or visitor may be personal
information and nonpublic
information.
Use of
gathered and submitted Information -
By clicking the "Submit Request"
button on the application form,
Applicant/Visitor consent to the
disclosure of their nonpublic personal
information to affiliated lenders,
brokers and other third parties. The
lenders and brokers and third parties
may contact the Applicant/Visitor
directly after they receive said
submitted nonpublic personal
information. We may also collect and
use information gathered through our
web site for research regarding the
effectiveness of the web site and our
company’s marketing and
advertising.
LINKS
(**Private
Information Sites)(***Government
Information Sites)
Links listed on this or any and all
other MDLend websites are for
informational purposes only, any use
of those links are solely at the user
discretion and are their own sole
responsibility, We offer no warranty
or acceptance of responsibility for
any and all actions and interactions
between users from our site and the
linked sites. Further we (this
site/MDLend/MarylandLending and all of
It's "Family Of Sites") are
not
affiliated with
any links from the "Private
Information Sites" .They provide
informational resources and
tools. The statements, Links and
information made by them are their
sole responsibility and we do not
endorse them and hold no
responsibility to them, Nor do they,
by any means. endorse our site(s)
.
The sites that are government or
private/government entities, were
included here for you to search
through .They provide informational
resources and tools for Maryland
Homeowners and potential Maryland home
owners and General Home Ownership. We
are
not
affiliated with
H.U.D, VA, Maryland Department of
Housing and Human Development, Fannie
Mae, Freddie Mac , DLLR, Federal Trade
Commission, GSA , Federal Reserve,
Ginnie Mae and any other Federal,
State and/or Local Agency,
Administration or Resource, Any links
or statements made by them are their
own sole responsibility, nor do they
by any means endorse our
site(s).
Statements, products and or links made
by the banner ads present on the site
are their own sole responsibility, We
provide them for informational
purposes and they are not a member or
representative of any
MaryLandLending.com/MDLEND.COM
company. We donot, by any and all
means, endorse, support, or are
responsible for information you submit
to them and or any products or
programs they may sell, transfer or
participate with you in (also applies
to all external links to other sites).
You are solely responsible for any
transaction between you and the "other
Mortgage service
links".
Any links or statements made by them
are their own sole responsibility, nor
do they by any means endorse our
site(s), Unless otherwise
Stated.
Information
Disclosure/
Nonaffiliated Third Parties -We may
disclose nonpublic personal
information about the
applicant/visitor to other market
participants that provide goods and
services. These nonaffiliated third
parties may include, but are not
limited to- refinance mortgages/ Title
companies/ real-estate
companies/Banks/financial
institutions, insurance
companies.-Advertisers and retailers
and direct marketers. We may also
disclose the submitted and/or gathered
information from visitors and
applicants to investors and potential
partners based on information
collected from visitors and
applicants. As provided by law we may
also disclose some nonpublic personal
information.
Privacy
Notice and Opt Out Notice - As
required by FTC regulation-By
acknowledging receipt of this privacy
notice, you the customer also consent
to receive your annual notice of the
privacy policy, via this web site. -By
acknowledging receipt of this privacy
notice, you the customer also consent
to receive your opt out notice and
opportunity to opt out, as required by
FTC regulation, via this web
site.
Information
and its' Security- the information
provided by an about the
Applicant/Visitor that is maintained
on our systems is protected using
security measures to protect the loss,
misuse and alteration of the
information under our control.
Financial information, credit card
numbers social security numbers are
not stored on this Web site. Due
to the nature of the Internet,
computer networks, systems and other
factors, we cannot guarantee that the
information submitted to, maintained
on, or transmitted from our systems
will be completely
secure.
IP
Addresses Use- The visitors IP address
does not contain any nonpublic
personal information about you. Mdlend
and Maryland Lending.com.
collect IP addresses for the purposes
of system administration, advertising
information's, and to validate a
customer requests and
submission.
Links
from and on our site -Our site may/can
contain links to other Internet web
sites. We are not responsible for the
privacy practices or the content of
such Internet web
sites.
Notice
for Opt Out - Our site and its'
affiliates may disclose nonpublic
personal information about you the
Applicant/Visitor to nonaffiliated
third parties, as previously described
in this privacy policy. You have the
right to opt out of this disclosure at
any time before or after you submit
nonpublic personal information. If you
wish to opt out, please use the simple
form below
California residents - May request their disclosed information which was provided via this site and
related sites by writing to MarylandMortgageRefinance.com. 1459 18th Street #169 San Francisco, CA 94107 United States Attn: California Privacy Rights. This site and it's partners
are not obligated to
respond to more than one such request per customer per calendar year.
We may adjust and make changes to our Privacy Policy at anytime, the changes made will be posted
prominently on our website for a reasonable period of time and by amending this privacy policy.
